Best Cd Rates 2025 Nerdwallet. Today’s best cd rates and reviews of the 10 banks offering the best cd rates for 2025, including bread savings, ally bank and synchrony. See apy, minimum deposit, and other features before choosing your next cd.
The best cd rates for terms of 3 months to 5 years currently range from 4.70% to 5.55% apy, with a dozen offers paying at least 5.40%. Earn up to 4.80% apy;