Ira Contribution Limits 2025 Married. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 tax year was $7,000 or $8,000 if you were age 50 or older. If you are 50 and older, you can contribute an additional $1,000 for a total of $8,000.
Your deduction is allowed in full if you (and your spouse, if you are married) arenโt covered by a retirement plan at work. The roth ira contribution limits are $7,000, or.